Rates

Apply Online

The maximum loan amount for borrowers is $1,500.00.

Repayment Options

  • AUTOMATIC - Do nothing and your principal balance and service charges will automatically begin paying down on your fifth due date. If we do not hear from you and you do not visit the website and choose a different pay down or pay off option, upon your fifth due date we will AUTOMATICALLY begin debiting your account an additional 5% of the original principal balance. This will continuously lower your principal balance and the service charges associated with the open balance until the account is paid in full. Please note, if you choose this option the total amount that you pay for this loan will be greater than if you chose to pay off or pay down at an earlier time.
  • PAY DOWN - Choose the FLEXIBLE pay down option. Either by visiting the website or calling/emailing us directly, you may let us know exactly how much extra you would like to pay toward the principal. This provides you the flexibility to pay more when you can afford it and less when you cannot. Each additional principal payment must be at least 5% of the original amount borrowed. For example: If you wished to pay an additional 25% of the principal balance on a given due date we would add that amount to your payment and your next due date will be calculated as a 25% decrease from your previous principal balance. (You could also choose to pay 30%, 35%, 40%, etc. and the balance would be deducted accordingly). Please note that any extra amount of principal that is paid will ultimately lower the total cost of the loan. More flexible options are available by speaking with a representative directly.
  • PAY OFF - Pay the loan in full. You can choose this option at any time by visiting the website or calling/emailing us directly. Once the loan is paid in full you will not be charged again and may qualify for an increased amount. Qualified VIP customers will receive a lower interest rate on future loans. Please note that this option is the best and most suggested way to pay the least amount of service charges and the lowest amount possible.

PLEASE NOTE: *You must log on to the website to change your payment option by 3:00 PM CST the banking day (excluding bank holidays) before your scheduled due date. You may refinance your loan up to four times before we mandate principal payments in addition to interest and fees.

Fee Schedule:

Diamond Premier Customer
Below is the Fee Schedule for a Diamond Premier Customer short term loan. The loan term is the number of days between the date in which you are approved for your loan and your next pay date. Total interest is calculated by assessing a $15 finance fee for every $100 borrowed. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.

Loan Term in Days:
Loan
Amount
Total
Interest
Total DueAPR
$250.00 $37.50 $287.50 230.11%
$300.00 $45.00 $345.00 230.11%
$400.00 $60.00 $460.00 230.11%
$500.00 $75.00 $575.00 230.11%
$600.00 $90.00 $690.00 230.11%
$700.00 $105.00 $805.00 230.11%
$800.00 $120.00 $920.00 230.11%
$900.00 $135.00 $1035.00 230.11%
$1000.00 $150.00 $1150.00 230.11%
$1100.00 $165.00 $1265.00 230.11%
$1200.00 $180.00 $1380.00 230.11%
$1300.00 $195.00 $1495.00 230.11%
$1400.00 $210.00 $1610.00 230.11%
$1500.00 $225.00 $1725.00 230.11%

Diamond Customer
Below is the Fee Schedule for a Diamond Customer short term loan. The loan term is the number of days between the date in which you are approved for your loan and your next pay date. Total interest is calculated by assessing a $20 finance fee for every $100 borrowed. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.

Loan Term in Days:
Loan
Amount
Total
Interest
Total DueAPR
$250.00 $50.00 $300.00 306.81%
$300.00 $60.00 $360.00 306.81%
$400.00 $80.00 $480.00 306.81%
$500.00 $100.00 $600.00 306.81%
$600.00 $120.00 $720.00 306.81%
$700.00 $140.00 $840.00 306.81%
$800.00 $160.00 $960.00 306.81%
$900.00 $180.00 $1080.00 306.81%
$1000.00 $200.00 $1200.00 306.81%
$1100.00 $220.00 $1320.00 306.81%
$1200.00 $240.00 $1440.00 306.81%

Platinum Customer
Below is the Fee Schedule for a Platinum Customer short term loan. The loan term is the number of days between the date in which you are approved for your loan and your next pay date. Total interest is calculated by assessing a $25 finance fee for every $100 borrowed. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.

Loan Term in Days:

Loan
Amount
Total
Interest
Total DueAPR
$250.00 $62.50 $312.50 383.52%
$300.00 $75.00 $375.00 383.52%
$400.00 $100.00 $500.00 383.52%
$500.00 $125.00 $625.00 383.52%
$600.00 $150.00 $750.00 383.52%
$700.00 $175.00 $875.00 383.52%
$800.00 $200.00 $1000.00 383.52%
$900.00 $225.00 $1125.00 383.52%
$1000.00 $250.00 $1250.00 383.52%
$1100.00 $275.00 $1375.00 383.52%
$1200.00 $300.00 $1500.00 383.52%

Gold Customer
Below is the Fee Schedule for a Gold Customer short term loan. The loan term is the number of days between the date in which you are approved for your loan and your next pay date. Total interest is calculated by assessing a $30 finance fee for every $100 borrowed. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.

Loan Term in Days:

Loan
Amount
Total
Interest
Total DueAPR
$250.00 $75.00 $325.00 460.22%
$300.00 $90.00 $390.00 460.22%
$400.00 $120.00 $520.00 460.22%
$500.00 $150.00 $650.00 460.22%
$600.00 $180.00 $780.00 460.22%
$700.00 $210.00 $910.00 460.22%
$800.00 $240.00 $1040.00 460.22%
$900.00 $270.00 $1170.00 460.22%
$1000.00 $300.00 $1300.00 460.22%
$1100.00 $330.00 $1430.00 460.22%
$1200.00 $360.00 $1560.00 460.22%

New Silver Customer
Below is the Fee Schedule for a Silver (New) Customer short term loan. The loan term is the number of days between the date in which you are approved for your loan and your next pay date. Total interest is calculated by assessing a $30 finance fee for every $100 borrowed. If you elect to pay only the finance fee or pay down your loan, a new finance fee would be calculated from the remaining principal balance of your loan.

Loan Term in Days:

Loan
Amount
Total
Interest
Total DueAPR
$250.00 $75.00 $325.00 460.22%
$300.00 $90.00 $390.00 460.22%
$400.00 $120.00 $520.00 460.22%
$500.00 $150.00 $650.00 460.22%
$600.00 $180.00 $780.00 460.22%
$700.00 $210.00 $910.00 460.22%
$800.00 $240.00 $1040.00 460.22%
$900.00 $270.00 $1170.00 460.22%
$1000.00 $300.00 $1300.00 460.22%
$1100.00 $330.00 $1430.00 460.22%
$1200.00 $360.00 $1560.00 460.22%

Get Up to $1,500 Fast:

Already a Customer?

LOGIN HERE